**Institutional Adoption of XRP Surges as ETF Filings Increase**
– **XRP advocate Linda Jones recently noted that institutional demand for XRP is rising as investors diversify their portfolios.**
– **Franklin Templeton has submitted an application for an XRP ETF, bringing the total number of XRP ETF filings to 11, as the SEC lawsuit against Ripple nears resolution.**
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### Growing Institutional Interest in XRP
Institutional investors are increasingly looking beyond Bitcoin (BTC) to diversify their portfolios, with Ripple’s XRP emerging as a key asset. According to financial expert **Linda P. Jones**, author of *3 Steps to Quantum Wealth*, XRP has significantly outperformed Bitcoin by **212%** since November 2023 and has also gained approximately **250%** against Ethereum (ETH) during the same period.
XRP recently surpassed **$2.30**, following a **0.86%** increase over the past 24 hours, raising its market capitalization to **$134 billion**. Meanwhile, Bitcoin remains stable at **$83,000**, despite a **6.78%** decline over the past week. Jones emphasized that institutional investors will not limit themselves to Bitcoin and Ethereum, but will increasingly add **XRP ETFs** to their investment portfolios.
### Rise in XRP ETF Filings
As reported by **Crypto News Flash**, leading financial institutions such as **Franklin Templeton** and **21Shares** have filed applications for XRP Exchange-Traded Funds (ETFs) in the U.S. Currently, there are **15 XRP ETF filings**, surpassing the **11 Bitcoin ETF filings**. This trend indicates a growing recognition of XRP’s stability and potential for long-term growth among institutional investors.
Bitcoin ETFs have seen **$35.4 billion** in net inflows since gaining approval from the U.S. Securities and Exchange Commission (SEC) in January 2024. Analysts predict that **XRP ETFs could attract even greater capital** upon approval. According to Jones, financial firms are filing applications because they anticipate **strong demand** for XRP-based investment products.
### Regulatory Clarity Boosts XRP’s Legitimacy
Regulatory advancements have further strengthened institutional confidence in XRP. A recent **private meeting** between the **SEC and Ripple Labs** has fueled speculation about a potential **settlement in the long-standing lawsuit**. This development follows the SEC’s decision to **drop investigations** into other crypto-related firms such as **Uniswap, Robinhood, and Coinbase**, suggesting a shift in the regulatory stance toward the industry.
A positive SEC resolution for Ripple could pave the way for **increased institutional adoption** of XRP. Additionally, a recent announcement by **former President Donald Trump** regarding the establishment of a **Crypto Strategic Reserve** has further legitimized XRP’s position in the financial market. While the reserve was originally set to include **Bitcoin, Ethereum, Ripple (XRP), Solana (SOL), and Cardano (ADA)**, policymakers later chose to prioritize **Bitcoin**.
Despite this, Trump’s acknowledgment of XRP’s significance has reinforced its **status as a legitimate financial asset**. Linda Jones noted that XRP’s inclusion in the **U.S. Digital Asset Stockpile** further cements its role in the financial ecosystem. As institutions look beyond Bitcoin to **reduce risk** and gain exposure to **alternative digital assets**, XRP is emerging as a preferred choice due to its **fast and low-cost cross-border transaction capabilities**.
With growing regulatory clarity, increasing ETF filings, and institutional demand, XRP appears poised for **broader adoption in global financial markets**.