The Ultimate Source for XRP News & Insights
Legal background of securities and XRPUnder U.S. law, a security typically involves an investment of money in a common enterprise with an expectation of profits from others’ efforts—criteria XRP’s classification…
Rosie Rios’s background in economic policyRosie Rios, former U.S. Treasurer, championed inclusive economic growth, overseeing the production of U.S. currency and advocating policies aimed at empowering marginalized communities through financial…
Understanding the global remittance landscapeEach year, over 0 billion flows across borders, often through outdated systems burdened by high fees, slow processing times, and limited transparency—creating a pressing need for…
The case for modernizing financial infrastructureOutdated financial systems stall progress—Rosie Rios champions modern infrastructure powered by blockchain to boost security, speed, and accessibility in a rapidly evolving global economy.Rosie Rios’s…
Streamlining cross-border transactionsRippleNet enables small businesses to send money across borders instantly, eliminating traditional banking delays and boosting efficiency with real-time settlement and seamless currency conversions.Reducing transaction costs and delaysRippleNet…
How RippleNet worksRippleNet operates as a global payments network, connecting banks and financial institutions through a decentralized infrastructure that enables real-time, low-cost international money transfers using blockchain technology.Key features of…
Technical limitations of Bitcoin's architectureBitcoin’s rigid block size, slow transaction throughput, and energy-intensive consensus mechanism expose deep-rooted architectural flaws that hinder its ability to scale for global, everyday use.The challenge…
Lessons from PayPal’s early growthPeter Thiel’s PayPal thrived by disrupting traditional banking with speed, global reach, and user trust—principles that echo powerfully in XRP’s mission to revolutionize cross-border transactions.Thiel’s vision…
Technical differences between XRP and BitcoinDavid Schwartz highlights XRP’s lightning-fast settlement and energy efficiency, contrasting Bitcoin’s slower, energy-intensive proof-of-work system, emphasizing XRP’s design for speed, scalability, and real-world financial use.Schwartz’s…