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Title: XRP Holds Strong at $2.20 as $10.6M Inflows Fuel Speculation of Breakout Toward $3
– Bitwise CEO raises question on Ripple’s evolving status as XRP’s “treasury company.”
– Ripple CEO Brad Garlinghouse confirms the firm holds $100 billion worth of XRP.
XRP has once again captured the attention of the crypto community as discussions swirl around Ripple’s position and growing influence over the digital asset. Hunter Horsley, CEO of Bitwise Investment, recently sparked a debate on X by asking if Ripple could be regarded as the “treasury company” for XRP within the next year.
Responding to Horsley’s comments, an X user known as Big Mykel remarked that Ripple already functions similarly to MicroStrategy’s role with Bitcoin, though the company might be reluctant to openly acknowledge it.
Meanwhile, another community member, Raph, suggested Ripple should be seen as the original or “OG Treasury company,” noting that institutional players like Trident are actively investing millions into XRP holdings.
Ripple’s Growing Influence and XRP Reserves
This conversation comes at a time when more corporations are ramping up their interest in XRP as a strategic reserve. According to Ripple’s latest quarterly report, the company holds approximately 4.56 billion XRP directly, while an additional 37 billion XRP remains locked in escrow.
In a recent interview with Devin Ryan, Director of Fintech Research at JMP Securities, Ripple CEO Brad Garlinghouse revealed that the company controls roughly $100 billion worth of XRP. He emphasized that this significant holding should be factored into Ripple’s overall corporate valuation.
Rising Institutional Interest in XRP
As detailed in a previous Crypto News Flash report, eight notable companies have already declared plans to include XRP in their corporate treasuries. Among the most prominent is Trident Digital Tech Holdings, a Singapore-based Web3 firm that has committed to injecting up to $500 million into building an XRP treasury.
Additionally, Chinese AI powerhouse Webus International, listed on Nasdaq, announced plans to establish an XRP reserve worth up to $300 million. CEO Nan Zheng explained that the initiative is designed to modernize the company’s domestic and global operations through blockchain integration.
“These strategic developments have the potential to create a powerful synergy between our domestic and international operations,” Zheng stated. “The integration of an XRP blockchain has the potential to revolutionize how we handle cross-border payments for both partners and travelers worldwide.”
Recent updates also reveal that VivoPower International raised $121 million through a private share placement to implement its own XRP treasury strategy. Similarly, US-based pharmaceutical distributor Wellgistics has tapped a $50 million credit line to finance an XRP-focused treasury and accelerate global transactions with enhanced cost-efficiency.
According to Bitget Research’s Chief Analyst Ryan Lee, the increasing number of institutional XRP treasuries could bolster the asset’s path toward $5 and beyond.
“The surge in corporate XRP treasuries signals a growing institutional embrace of XRP for its low-cost, high-speed payment capabilities,” Lee commented.
Market Momentum and Future Outlook
At press time, XRP is trading at $2.44 following a 4.5% gain in the past 24 hours. The token has posted a 6% gain over the last week and a 5% increase for the month. Trading volume has also soared, up 90% with over $5.6 billion in daily transactions.
As previously reported, crypto analyst Egrag Crypto anticipates that XRP could hit $17 in the current bullish cycle given the rising institutional participation and robust on-chain metrics.
With large-scale investments flowing in and corporate adoption intensifying, XRP appears poised for a potential breakout beyond the $3 mark—perhaps signaling the start of a new growth chapter for the digital asset.
Ripple’s strategic parallels with MicroStrategy
In the world of crypto, few companies have made waves quite like MicroStrategy. The business intelligence firm, led by Bitcoin maximalist Michael Saylor, famously transformed its corporate treasury by pouring billions into BTC. Now, Ripple—a blockchain-based payments firm—is being viewed through a similar lens, but with its native token XRP at the center of the narrative.
At the heart of this comparison is Ripple’s growing control over XRP and the way it manages its reserves. While MicroStrategy openly declares its Bitcoin strategy as a hedge against inflation and a long-term store of value, Ripple has been more discreet, weaving its XRP holdings into its broader mission of revolutionizing cross-border payments. Nevertheless, the numbers are hard to ignore. Ripple holds approximately 4.56 billion XRP directly, and another 37 billion XRP is locked in escrow under its stewardship. That’s a significant slice of the total supply, positioning Ripple as a de facto treasury guardian of XRP.
This strategic accumulation mirrors MicroStrategy’s bold Bitcoin playbook. However, instead of simply holding XRP as a speculative asset, Ripple is integrating it into enterprise solutions, institutional partnerships, and financial infrastructure upgrades. In a recent interview, Ripple CEO Brad Garlinghouse confirmed that the company controls roughly 0 billion worth of XRP—an admission that further fuels the comparison to MicroStrategy’s BTC-centric model.
What makes this parallel even more compelling is the growing institutional interest in XRP. As companies like Trident Digital, Webus International, and VivoPower International allocate significant capital to XRP treasuries, Ripple’s role looks increasingly like that of a central anchor in the XRP ecosystem—akin to how MicroStrategy functions for Bitcoin. Ripple isn’t just holding XRP; it’s building an ecosystem around it, from liquidity solutions to remittance corridors, all powered by its native token.
In essence, Ripple’s strategy is a more utility-driven version of MicroStrategy’s Bitcoin play. Where Saylor sees BTC as digital gold, Ripple envisions XRP as the fuel for a next-gen financial network. Both strategies involve massive accumulation, long-term conviction, and a bet on the future of decentralized value—but Ripple adds a layer of real-world application that could make its approach even more transformative.
The case for XRP as a reserve asset
With Ripple’s massive control over XRP and its strategic integration into global financial systems, the narrative around XRP is rapidly shifting—from being just another altcoin to becoming a bona fide reserve asset. Much like how gold once backed national currencies, XRP is being positioned as a foundational element in the next generation of digital finance, especially for institutions seeking to modernize their treasury strategies.
One of the strongest arguments for XRP as a reserve asset lies in its utility. Unlike many cryptocurrencies that are held primarily for speculative purposes, XRP is built for speed and efficiency in cross-border transactions. It offers settlement times of just 3–5 seconds and transaction costs that are fractions of a cent—qualities that make it highly attractive to businesses managing global liquidity and international payments.
As traditional finance grapples with inefficiencies—think SWIFT delays, high remittance fees, and currency conversion headaches—XRP presents a compelling alternative. Companies like Trident Digital and Webus International are not just buying XRP as a hedge; they’re integrating it into their operational workflows. This isn’t theoretical. Trident has committed up to 0 million to build an XRP treasury, while Webus is leveraging XRP to streamline international payments across its AI and Web3 ventures.
The emergence of corporate XRP treasuries signals a broader institutional validation. These early adopters are treating XRP not just as a store of value, but as a working capital asset—one that enables faster, cheaper, and more transparent financial operations. This dual-use case—as both a reserve and a utility token—is what sets XRP apart in a crowded field of digital assets.
- Liquidity advantage: XRP’s high liquidity and 24/7 market make it a flexible tool for businesses needing real-time access to capital.
- Regulatory momentum: Despite ongoing legal scrutiny, XRP has scored significant wins in court, boosting confidence among institutional investors.
- Escrow mechanism: Ripple’s escrow structure ensures a predictable release of XRP into circulation, reducing inflationary risk and adding a layer of supply control, which is crucial for treasury planning.
Moreover, Ripple’s own holdings serve as a powerful signal. With over 40 billion XRP under direct control or in escrow, Ripple has skin in the game—much like a central bank backing its currency. This level of commitment not only stabilizes the ecosystem but also encourages other players to follow suit, knowing the asset is being actively supported and developed by its founding entity.
As the macroeconomic environment continues to favor digital transformation and decentralized finance, XRP’s positioning as a reserve asset could gain even more traction. For companies looking to future-proof their treasuries, XRP offers a rare combination of utility, liquidity, and institutional credibility—making it a compelling addition to any forward-thinking financial strategy.
Potential market impact of Ripple’s accumulation
Ripple’s aggressive accumulation of XRP is not just a corporate strategy—it’s a market-moving force with far-reaching implications. As Ripple continues to consolidate control over a significant portion of XRP’s total supply, the dynamics of scarcity, liquidity, and investor sentiment are beginning to shift. This centralization of holdings, while controversial in some crypto circles, is also creating a stabilizing effect that could set the stage for long-term price appreciation and broader adoption.
From a supply-demand perspective, Ripple’s large-scale control acts as a de facto supply constraint. With over 40 billion XRP either held directly or locked in escrow, the circulating supply available for public trading is considerably limited. This creates a natural scarcity effect, especially in the face of increasing institutional demand. As more companies follow the likes of Trident Digital and Webus International in building XRP treasuries, the available float shrinks further—potentially driving upward pressure on price.
Moreover, Ripple’s programmatic release of XRP from escrow—typically capped at 1 billion XRP per month—ensures a predictable and transparent supply schedule. This kind of supply governance is rare in crypto markets and appeals to institutional investors who value stability and long-term planning. The escrow mechanism functions almost like a monetary policy tool, mimicking central bank behavior in managing inflation and liquidity.
Another key market impact is psychological. Ripple’s unwavering commitment to XRP sends a powerful signal to the market. When a company is willing to tie its valuation and future growth to a single asset, it communicates confidence and long-term vision. This sense of conviction can be contagious, attracting other investors who see Ripple’s alignment with XRP as a vote of confidence in the asset’s future.
For retail investors, Ripple’s accumulation introduces an interesting dynamic. On one hand, it raises concerns about centralization and control; on the other, it provides a safety net of sorts. The presence of a dominant, mission-driven stakeholder often tempers volatility and discourages market manipulation. In volatile crypto markets, this kind of anchor can be a valuable counterbalance to speculative swings.
In fact, XRP’s recent price movements may already reflect these dynamics. Trading at .44 with a surge in volume and institutional inflows, XRP is showing signs of sustained bullish momentum. Analysts believe that Ripple’s accumulation could be a key catalyst in pushing XRP toward the mark and beyond, especially if macroeconomic trends continue to favor blockchain-based financial solutions.
There’s also a broader ecosystem effect at play. As Ripple distributes XRP through partnerships, developer grants, and liquidity programs, the token becomes more deeply embedded in the infrastructure of decentralized finance (DeFi), remittances, and tokenized asset platforms. This strategic seeding of XRP across various use cases ensures that the asset remains in active circulation, even as the company retains overall supply control.
- Price support: Ripple’s reserves can act as a buffer during market downturns, providing liquidity or buying pressure when needed.
- Network growth: Ripple’s ability to fund ecosystem development with XRP encourages innovation and adoption, which in turn supports long-term value.
- Investor confidence: Ripple’s alignment with XRP signals long-term commitment, which can attract both retail and institutional investors looking for stability in volatile markets.
Ultimately, Ripple’s accumulation strategy is shaping the XRP market in a way that few other crypto projects can emulate. By acting as both a steward and a strategic investor, Ripple is positioning XRP not just as a tradable asset—but as a foundational component of the future financial system. This dual role could have profound implications for how XRP is valued, used, and perceived in the years to come.
Analyst perspectives and future outlook
As Ripple solidifies its position as the primary institutional backer of XRP, analysts are increasingly drawing parallels between its strategy and that of MicroStrategy with Bitcoin. But unlike MicroStrategy’s laser-focused bet on Bitcoin as digital gold, Ripple’s approach is more nuanced—leveraging XRP as both a balance sheet asset and a functional utility token. This hybrid strategy has caught the attention of market experts, who are now revising their forecasts and risk models for XRP’s long-term potential.
Crypto analyst and macro strategist Egrag Crypto has been particularly vocal about XRP’s bullish trajectory. In a recent post, Egrag suggested that XRP could reach as high as in the current market cycle, driven by a combination of institutional adoption, Ripple’s strategic positioning, and favorable macroeconomic conditions. He points to Ripple’s treasury strategy as a key catalyst, noting that the company’s long-term conviction and systematic accumulation provide a solid foundation for sustainable growth.
“Ripple isn’t just buying and holding XRP—they’re actively building with it,” Egrag wrote. “That kind of development-first mindset is what separates XRP from other altcoins. It’s not just a speculative play—it’s infrastructure.”
This sentiment is echoed by other prominent voices in the crypto space. Ryan Lee, Chief Analyst at Bitget Research, believes that Ripple’s role in shaping the XRP ecosystem is akin to that of a central bank in a traditional economy. According to Lee, Ripple’s ability to manage supply, inject liquidity, and foster adoption through targeted initiatives gives XRP a level of macroeconomic stability that is rare in the crypto world.
“The market is beginning to price in Ripple’s influence,” Lee explained. “When you have a company with billions in reserves, a global payment network, and strategic partners across multiple continents, it’s no longer just a token—it becomes a financial instrument with real-world utility.”
Adding to the bullish chorus is Katie Stockton, founder of Fairlead Strategies, who recently included XRP in her firm’s list of high-conviction altcoins. Her technical analysis points to a potential breakout pattern forming on longer timeframes, with XRP consistently holding key support levels and forming higher lows. “The chart structure is constructive,” she noted. “If XRP clears the psychological barrier, we could see a swift move toward .”
Beyond technicals, the evolving regulatory landscape is another factor shaping analyst outlooks. With Ripple scoring partial victories in its ongoing legal battle with the SEC, there’s growing optimism that a favorable resolution could remove a longstanding overhang on XRP’s price. Legal clarity, combined with Ripple’s growing institutional footprint, could open the doors for broader adoption among hedge funds, asset managers, and sovereign wealth funds looking to diversify into crypto-backed financial infrastructure.
- Technical momentum: Analysts see bullish chart patterns forming, with as the next major resistance level and as a medium-term target.
- Institutional validation: The increasing number of companies building XRP treasuries adds credibility and reduces perceived risk for new entrants.
- Macro tailwinds: As inflation concerns and de-dollarization trends persist, digital assets like XRP are gaining traction as alternative stores of value and liquidity tools.
- Regulatory clarity: A favorable outcome for Ripple in its legal battle with the SEC could act as a major catalyst for price appreciation and institutional inflows.
Looking ahead, analysts agree on one thing: the XRP market is entering a new phase. No longer confined to retail speculation or niche use cases, XRP is being embedded into the financial strategies of companies across multiple sectors—from fintech and AI to pharmaceuticals and renewable energy. This institutional pivot, backed by Ripple’s strategic accumulation and infrastructure development, could redefine XRP’s role in the digital economy.
Whether or not Ripple becomes the “MicroStrategy of XRP,” the company’s bold moves are already reshaping the market landscape. Analysts are watching closely, and for now, the signals point to a future where XRP is not just surviving—but thriving as a cornerstone of decentralized finance.