What CZ Has Said About XRP
CZ’s public statements on XRPCZ has praised XRP’s strong community and utility, highlighting its consistent demand and market presence despite regulatory challenges, calling it “one of the most resilient digital…
David Schwartz’s Perspective on the Howey Test and Crypto
Understanding the Howey TestThe Howey Test determines whether a transaction qualifies as an investment contract, using criteria like profit expectation from others’ efforts—central to debates over crypto asset classification.Schwartz’s interpretation…
Ripple vs SEC: Key Court Rulings and Updates
Legal background of the Ripple-SEC caseIn December 2020, the SEC sued Ripple Labs, alleging its XRP token was an unregistered security—triggering a landmark legal battle over crypto regulation and digital…
Rosie Rios’s Final Thoughts on the Future of Ripple and XRP
Rosie Rios’s perspective on Ripple’s long-term visionRosie Rios envisions Ripple transforming cross-border payments globally, emphasizing its real-world utility, regulatory foresight, and potential to reshape financial infrastructure with sustainable, scalable blockchain…
How the SEC Lawsuit Against Ripple Started
Background on Ripple and XRPRipple, founded in 2012, developed XRP to enable fast, low-cost cross-border payments—positioning itself as a blockchain-based alternative to SWIFT, with XRP acting as a bridge currency.SEC's…
Rosie Rios vs. Other Financial Leaders on Crypto
Rosie Rios' stance on cryptocurrencyRosie Rios champions blockchain innovation but warns against crypto speculation, emphasizing real-world utility over hype—a sharp contrast to crypto evangelists pushing fast profits over sustainable value.Contrasting…
David Schwartz’s View on Crypto Regulations
Regulatory challenges facing the crypto industryThe crypto industry wrestles with fragmented global laws, unclear compliance standards, and regulatory uncertainty—factors David Schwartz believes stifle growth and create a perilous environment for…
Who is Rosie Rios? A Biography
Early life and educationRosie Rios grew up in Hayward, California, as the daughter of Mexican immigrants, later attending Harvard University, where she became the first in her family to graduate…