XRP has long been viewed as an undervalued digital asset with massive potential. If XRP were to grow to match JPMorgan Chase’s market capitalization, its price could soar into double-digit territory, setting a new all-time high.
Currently, JPMorgan Chase is the world’s largest bank by market cap, standing at $677 billion. If XRP were to reach this valuation, its price could surge well beyond its previous highs. But what does this mean for XRP’s future, and how realistic is this target?
XRP’s Market Cap Growth Over the Years
XRP has experienced tremendous growth since its early days. Ten years ago, in March 2015, XRP had a market cap of just $330 million. Today, it stands at approximately $127 billion, making it the fourth-largest cryptocurrency by market capitalization.
This represents an increase of 38,384% in just one decade. Despite this remarkable growth, many XRP enthusiasts believe the asset is still undervalued, often citing factors such as:
- The SEC lawsuit against Ripple, which has hindered XRP adoption and price action for over four years.
- Regulatory uncertainty in the U.S., which has slowed institutional adoption.
- Market cycles and broader crypto volatility, impacting XRP’s ability to sustain rallies.
With speculation of an SEC lawsuit settlement growing, bullish momentum has returned, leading analysts to set ambitious price targets for XRP in the coming years.
What Would XRP’s Price Be at JPMorgan’s Market Cap?
At the time of writing, XRP has a circulating supply of 58.04 billion tokens. To estimate the price of 1 XRP at JPMorgan’s $677 billion market cap, we use a simple formula: Price of 1 XRP=Market CapCirculating Supply\text{Price of 1 XRP} = \frac{\text{Market Cap}}{\text{Circulating Supply}} Price of 1 XRP=677,000,000,00058,040,000,000=11.6\text{Price of 1 XRP} = \frac{677,000,000,000}{58,040,000,000} = 11.6
Thus, if XRP reaches JPMorgan’s market cap, the price of 1 XRP would be approximately $11.6.
This would represent a massive rally of 429% from XRP’s current price of $2.35.
Has XRP Ever Reached a Comparable Market Cap?
While $677 billion might seem like an ambitious target, XRP has previously demonstrated its ability to reach significant market valuations.
- XRP’s all-time high market cap was $180 billion in January 2025, when its price hit $3.4.
- However, due to market corrections, XRP’s valuation has since dropped to $127 billion.
Reaching JPMorgan’s market cap would require XRP to surpass its previous all-time high, but given historical trends and increasing adoption, this scenario is not impossible.
Is $11.6 Realistic for XRP?
Many analysts and market watchers have already predicted XRP reaching the $11 mark:
- Ali Martinez, a well-known crypto analyst, suggested in January 2025 that XRP could engineer a rally to $11.
- Other community figures have pointed to XRP’s growing role in cross-border transactions as a factor that could drive its valuation much higher.
- If institutional adoption increases and regulatory clarity is achieved, XRP could see renewed momentum, making double-digit prices attainable.
Final Thoughts
If XRP reaches JPMorgan Chase’s market capitalization of $677 billion, its price could skyrocket to $11.6 per token. This would mark a historic all-time high, representing a 429% increase from current levels.
While this scenario is speculative, XRP’s strong fundamentals, increasing adoption, and potential regulatory clarity could help drive it toward these price levels in the future.
For investors and XRP holders, the question remains: How long will it take for XRP to reach such a milestone? Only time will tell. 🚀