David Schwartz’s Perspective on the Howey Test and Crypto
Understanding the Howey TestThe Howey Test determines whether a transaction qualifies as an investment contract, using criteria like profit expectation from others’ efforts—central to debates over crypto asset classification.Schwartz’s interpretation…
Who is Changpeng Zhao? A Biography
Early life and educationBorn in Jiangsu, China, Changpeng Zhao moved to Canada in his teens, where he flipped burgers to support his family before discovering a passion for computer science…
Why Ripple Continues to Expand Globally Despite the SEC Lawsuit
Global partnerships and market adoptionRipple accelerates global growth through strategic partnerships with leading financial institutions, leveraging XRP for cross-border payments and gaining strong market adoption in Asia, Europe, and Latin…