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Expected behaviorParticipants are expected to show respect, foster inclusive communication, actively listen, embrace diverse perspectives, collaborate constructively, and contribute positively to a welcoming, harassment-free environment for everyone.Unacceptable behaviorHarassment, discrimination, personal…
How David Schwartz and Jed McCaleb Worked Together at Ripple
Early collaboration and shared visionDavid Schwartz and Jed McCaleb united over a bold vision: to revolutionize global payments using blockchain, combining Schwartz’s cryptographic brilliance with McCaleb’s entrepreneurial drive to launch…
Challenges and Limitations of XRPL Hooks
Technical constraints of the XRPL architectureXRPL Hooks face strict execution limits, lack persistent storage, and operate within a deterministic environment, restricting complex logic and dynamic functionalities vital for advanced decentralized…
XRPL Hooks vs Cardano’s Plutus: A Comparison
Smart contract architecture and designXRPL Hooks offer lightweight, event-driven logic directly on ledger accounts, while Cardano’s Plutus enables full Turing-complete smart contracts using Haskell for complex, on-chain computation and secure…
How XRPL Hooks Compare to Ethereum Smart Contracts
Key differences in architectureXRPL Hooks operate directly at the ledger level with lightweight, event-driven logic, while Ethereum smart contracts run on a global virtual machine, enabling Turing-complete execution but with…
David Schwartz’s Role in Developing XRPL Hooks
Background on XRPL and its evolutionOriginally conceived as a faster, energy-efficient alternative to Bitcoin, the XRP Ledger (XRPL) has evolved into a robust decentralized platform supporting tokenization, payments, and now…
David Schwartz’s Predictions for the Next Decade of DeFi
Future trends in decentralized financeDavid Schwartz envisions DeFi evolving into a seamless, AI-enhanced ecosystem powering real-time lending, tokenized assets, and autonomous financial services accessible globally—disrupting traditional banking at its core.Interoperability…
David Schwartz’s Take on Algorithmic Stablecoins in DeFi
Overview of algorithmic stablecoinsAlgorithmic stablecoins aim to maintain price stability without collateral, using smart contracts and supply adjustments—promising innovation, but raising critical questions about sustainability and market resilience.Schwartz’s concerns about…
How DeFi Can Improve Global Financial Inclusion
Expanding access to financial servicesDeFi unlocks borderless, 24/7 financial services for anyone with internet access—no bank account required—transforming global accessibility for billions previously excluded from traditional finance systems.Reducing reliance on…