Is XRP a Security? David Schwartz’s Explanation
Legal background of securities and XRPUnder U.S. law, a security typically involves an investment of money in a common enterprise with an expectation of profits from others’ efforts—criteria XRP’s classification…
David Schwartz’s Response to the SEC’s Allegations
Overview of the SEC’s allegationsThe SEC claims Ripple illegally sold over .3 billion in unregistered securities, targeting XRP as a security—igniting a landmark legal battle shaking the entire cryptocurrency industry.Schwartz’s…
How the SEC Lawsuit Against Ripple Started
Background on Ripple and XRPRipple, founded in 2012, developed XRP to enable fast, low-cost cross-border payments—positioning itself as a blockchain-based alternative to SWIFT, with XRP acting as a bridge currency.SEC's…
Rosie Rios vs. Other Financial Leaders on Crypto
Rosie Rios' stance on cryptocurrencyRosie Rios champions blockchain innovation but warns against crypto speculation, emphasizing real-world utility over hype—a sharp contrast to crypto evangelists pushing fast profits over sustainable value.Contrasting…
David Schwartz’s View on Crypto Regulations
Regulatory challenges facing the crypto industryThe crypto industry wrestles with fragmented global laws, unclear compliance standards, and regulatory uncertainty—factors David Schwartz believes stifle growth and create a perilous environment for…
The Future of RippleNet and David Schwartz’s Roadmap for Global Payments
Expanding RippleNet’s global infrastructureRippleNet is rapidly scaling its global infrastructure, forging partnerships with financial institutions across Asia, Africa, and Latin America to streamline cross-border transactions and enhance real-time liquidity worldwide.Innovations…
Rosie Rios’s View on Financial Inclusion and XRP
Rosie Rios’s background in economic policyRosie Rios, former U.S. Treasurer, championed inclusive economic growth, overseeing the production of U.S. currency and advocating policies aimed at empowering marginalized communities through financial…