The Ultimate Source for XRP News & Insights
Key differences in architectureXRPL Hooks operate at the ledger layer with lightweight logic, unlike Ethereum's Turing-complete smart contracts that run on a global virtual machine, creating fundamentally different architectural paradigms.Execution…
Overview of algorithmic stablecoinsAlgorithmic stablecoins aim to maintain price stability without collateral, using smart contracts and supply adjustments—promising innovation, but raising critical questions about sustainability and market resilience.Schwartz’s concerns about…
Understanding micropayments and DeFiMicropayments in DeFi enable instant, borderless transactions of tiny amounts, unlocking real-time value exchange without intermediaries—redefining how we think about money, access, and financial inclusion.Benefits of micropayments…
Technical differences between XRP and BitcoinDavid Schwartz highlights XRP’s lightning-fast settlement and energy efficiency, contrasting Bitcoin’s slower, energy-intensive proof-of-work system, emphasizing XRP’s design for speed, scalability, and real-world financial use.Schwartz’s…
Understanding Ripple’s consensus mechanismRipple’s consensus mechanism replaces energy-intensive mining with a unique node list that rapidly validates transactions, enabling near-instant confirmations while slashing costs and enhancing network efficiency.Eliminating mining and…
Early contributions to digital paymentsStefan Thomas pioneered early digital payment tools, creating BitcoinJS and developing microtransaction concepts that laid the groundwork for decentralized financial systems and real-time, frictionless online payments.Developing…
Stefan Thomas's background and contributionsStefan Thomas, a visionary coder and entrepreneur, revolutionized digital payments as Ripple’s former CTO and founder of Coil, pioneering seamless micropayments and decentralized finance through the…
Professional background and role at RippleStefan Thomas, a seasoned developer and Bitcoin advocate, served as Ripple’s Chief Technology Officer, where he spearheaded Interledger Protocol development and shaped Ripple’s vision for…
Early life and educationBorn in Germany, Stefan Thomas showed an early fascination with computers and coding. He pursued software development as a teenager and later studied economics, blending tech skills…
Understanding XRPL HooksXRPL Hooks are lightweight, low-level smart contract scripts embedded directly into the XRP Ledger, enabling automated, programmable behavior without compromising speed, scalability, or XRP’s core efficiency.How smart contracts…