How XRPL Can Be Used for Lending and Borrowing in DeFi
Understanding XRPL’s core features for DeFiXRPL offers fast settlement times, low transaction fees, and built-in decentralized exchange functionality, making it a scalable and efficient foundation for decentralized finance applications like…
Why David Schwartz Supports Financial Decentralization
The vision behind decentralized financeDavid Schwartz envisions a world where financial power shifts from centralized institutions to individuals, fostering transparency, autonomy, and innovation through open, permissionless systems that anyone can…
Could XRP Be Reclassified as a Commodity Instead of a Security?
Regulatory definitions of commodities and securitiesIn U.S. law, securities represent investment contracts regulated by the SEC, while commodities—like gold or oil—fall under CFTC oversight, defined broadly as goods or economic…
David Schwartz’s Opinion on Crypto-Friendly Regulations in Other Countries
Global approaches to crypto regulationCountries like Switzerland, Singapore, and the UAE are embracing crypto with clear, flexible regulations—sparking innovation, attracting investors, and setting global benchmarks for blockchain-friendly environments.Schwartz’s perspective on…
The SEC’s Case Against Ripple Compared to Other Crypto Lawsuits
Overview of the SEC’s allegations against RippleThe SEC alleges Ripple illegally raised .3 billion through unregistered XRP sales, claiming the token is a security—unlike Bitcoin or Ethereum—sparking one of crypto’s…