How the SEC’s Lawsuit Affects the Entire Crypto Industry
SEC’s legal stance and its implicationsThe SEC’s aggressive classification of certain crypto assets as securities signals a seismic regulatory shift, threatening innovation while pushing projects to reconsider U.S. operations or…
David Schwartz’s Criticism of the SEC’s Approach to Crypto Regulation
Overview of the SEC’s crypto regulatory stanceThe SEC has taken an aggressive enforcement-first approach toward crypto, often treating digital assets as unregistered securities, creating uncertainty and stifling legitimate innovation across…
Why David Schwartz Believes Bitcoin Will Struggle to Scale
Technical limitations of Bitcoin's architectureBitcoin’s rigid block size, slow transaction throughput, and energy-intensive consensus mechanism expose deep-rooted architectural flaws that hinder its ability to scale for global, everyday use.The challenge…
David Schwartz on Ethereum’s Transition to Proof of Stake
Ethereum’s shift: a pivotal moment in blockchain historyEthereum’s move to proof of stake marked a revolutionary turning point, slashing energy use by over 99% and redefining what’s possible in decentralized…
Has Lubin Ever Acknowledged XRP’s Strengths?
Historical context of Lubin’s views on XRPIn early blockchain discourse, Joseph Lubin often emphasized Ethereum’s decentralization, subtly contrasting it with XRP’s structure, which he characterized as more centralized and bank-aligned.Public…
How XRP’s Consensus Mechanism Prevents Forks
Understanding XRP Ledger’s architectureXRP Ledger’s architecture uses a decentralized, validator-based system that rapidly achieves consensus without mining, enabling high-speed transactions while inherently resisting the forking issues common in traditional blockchains.How…
Why Joseph Lubin Criticized XRP
Joseph Lubin’s stance on centralized cryptocurrenciesJoseph Lubin slammed XRP for its centralized structure, arguing it contradicts the decentralized ethos of blockchain and concentrates power dangerously among a few controlling entities.Concerns…
Stefan Thomas and the Interledger Protocol (ILP)
Stefan Thomas's background and contributionsStefan Thomas, a visionary coder and entrepreneur, revolutionized digital payments as Ripple’s former CTO and founder of Coil, pioneering seamless micropayments and decentralized finance through the…
How XRP Holders Are Supporting Charities & Nonprofits
Community-led donation initiativesXRP holders are organizing grassroots campaigns, pooling digital assets to fund global causes—from disaster relief to education—proving that decentralized communities can drive powerful, real-world charitable impact.Ripple’s role in…