Why Raoul Pal is Bullish on Crypto
Market trends driving crypto adoptionExploding global liquidity, rising inflation fears, and distrust in traditional finance are fueling a massive wave of crypto adoption—Raoul Pal sees this as the greatest wealth…
David Schwartz’s Vision for DeFi
Understanding the current DeFi landscapeDeFi is disrupting traditional finance with unstoppable momentum—permissionless protocols, yield farming, and decentralized exchanges are redefining how users interact with money, all without banks or intermediaries.Challenges…
The Role of Decentralization in Crypto Regulation Debates
Historical context of decentralization in cryptocurrencyBitcoin’s 2009 launch marked a revolution—introducing a peer-to-peer financial system free from centralized control, born from distrust in traditional institutions after the 2008 financial crisis.Regulatory…
How Jack Dorsey’s Block (formerly Square) Affects Crypto Adoption
Block’s evolution from Square and its crypto ambitionsBlock’s transformation from a mobile payments firm into a crypto-forward company reflects Jack Dorsey’s bold vision to integrate decentralized finance into everyday financial…
Does Jack Dorsey Believe in XRP?
Jack Dorsey's views on cryptocurrencyJack Dorsey is a passionate Bitcoin maximalist, consistently championing BTC as the internet’s native currency, while showing little to no support for altcoins like XRP.Public statements…
Who is Jack Dorsey? A Biography
Early life and educationBorn in St. Louis, Missouri, Jack Dorsey showed an early fascination with computers and city maps, teaching himself programming before high school and crafting dispatch software by…
How Binance Became a Global Crypto Exchange
Founding and early growthLaunched in 2017 by Changpeng Zhao, Binance skyrocketed to the top of crypto exchanges within months, fueled by lightning-fast transactions, low fees, and a wildly successful ICO…
David Schwartz’s Perspective on the Howey Test and Crypto
Understanding the Howey TestThe Howey Test determines whether a transaction qualifies as an investment contract, using criteria like profit expectation from others’ efforts—central to debates over crypto asset classification.Schwartz’s interpretation…
Is XRP a Security? David Schwartz’s Explanation
Legal background of securities and XRPUnder U.S. law, a security typically involves an investment of money in a common enterprise with an expectation of profits from others’ efforts—criteria XRP’s classification…