David Schwartz’s Vision for DeFi
Understanding the current DeFi landscapeDeFi is disrupting traditional finance with unstoppable momentum—permissionless protocols, yield farming, and decentralized exchanges are redefining how users interact with money, all without banks or intermediaries.Challenges…
David Schwartz’s Proposed Solutions for Fair Crypto Regulations
Challenges in current crypto regulationsCurrent crypto regulations are fragmented, vague, and inconsistently enforced, creating uncertainty for innovators while failing to adequately protect consumers or prevent bad actors from exploiting regulatory…
How Brian Armstrong Built Coinbase into a Crypto Giant
Early challenges and vision for CoinbaseBrian Armstrong launched Coinbase from a San Francisco apartment in 2012, battling skepticism, scarce funding, and crypto’s shadowy reputation—all while envisioning global access to an…
The Impact of the SEC Lawsuit on Ripple and XRP
Legal background and timeline of the SEC lawsuitIn December 2020, the SEC filed a lawsuit against Ripple Labs, alleging XRP was an unregistered security—triggering a fierce legal battle that reshaped…
How the SEC Lawsuit Against Ripple Started
Background on Ripple and XRPRipple, founded in 2012, developed XRP to enable fast, low-cost cross-border payments—positioning itself as a blockchain-based alternative to SWIFT, with XRP acting as a bridge currency.SEC's…