Metaco

Company overview

Imagine you’re a Swiss watchmaker—precise, trusted, and centuries ahead in craftsmanship. Now, swap out the gears for cryptographic keys, and voilà, you’ve got Metaco. Founded in Lausanne, Switzerland, Metaco has carved out a reputation as the go-to digital asset custody provider for institutions that don’t just want to play in the crypto space—they want to dominate it. In a world where custody isn’t just about storage, but about security, compliance, and scalability, Metaco has risen as the Fort Knox of blockchain finance.

Let’s be real—when Ripple dropped 0 million to acquire Metaco in May 2023, it wasn’t just a flex. It was a strategic power move that sent a clear message to banks, asset managers, and fintech disruptors: “We’re not just building bridges with XRP—we’re fortifying the entire infrastructure.” This acquisition wasn’t about adding bells and whistles to Ripple’s ecosystem; it was about integrating a bulletproof vault into the engine room of blockchain-based finance.

But what makes Metaco tick? It’s not just the Swiss pedigree (though that certainly doesn’t hurt). It’s their laser focus on institutional-grade solutions. Metaco’s flagship platform, Harmonize, is a modular, enterprise-grade orchestration layer that lets financial institutions securely manage digital assets across multiple chains and use cases. Think of it as the conductor in a symphony of wallets, policies, and compliance workflows—all while keeping private keys behind a wall tougher than a bear market.

For XRP investors like us, this is where it gets juicy. Ripple didn’t just buy a custody provider; they acquired a critical piece of the puzzle for XRP’s long-term utility in global finance. With Metaco’s tech integrated into Ripple’s offerings, XRP can be securely stored, managed, and deployed by banks and institutions across the globe—without losing sleep over security breaches or regulatory headaches.

Now, let’s talk scale. Metaco serves tier-1 banks, central banks, and custodians in over 15 countries. Their clients aren’t your average token traders; we’re talking about the financial elite—firms that handle billions in AUM and require triple-layered compliance frameworks before they even consider touching crypto. When these players enter the market, they don’t want “just another wallet.” They want a full-stack custody solution with zero compromises.

That’s where Metaco shines. Its infrastructure supports both hot and cold custody, tokenization, staking, and even smart contract orchestration. And yes, it’s fully interoperable with Ripple’s liquidity and payment solutions. This means XRP isn’t just being stored—it’s being activated as a real-world liquidity tool in cross-border settlements, DeFi integrations, and institutional trading desks.

So, if you’ve been wondering how XRP is preparing to go toe-to-toe with the likes of Ethereum in finance, or how it plans to stay relevant in a multi-chain world, Metaco is a big part of that answer. It’s not just about holding coins—it’s about empowering institutions to build, deploy, and scale digital asset strategies with confidence.

Understanding Metaco and Its Impact on XRP

With Metaco now under Ripple’s umbrella, the implications for XRP are nothing short of transformative. Custody is no longer a back-office function—it’s a front-line battleground for trust in blockchain finance. For XRP to be adopted at scale by financial institutions, robust custody infrastructure is non-negotiable. Metaco provides that missing link, enabling secure, compliant, and scalable custody that aligns with institutional risk frameworks.

By integrating Metaco’s Harmonize platform, Ripple gains the ability to offer a unified solution for digital asset custody, tokenization, and settlement—all underpinned by XRP as a native liquidity asset. This significantly enhances XRP’s value proposition in markets like:

• Institutional trading desks requiring automated custody, settlement, and liquidity routing.
• Central banks exploring CBDCs and needing a secure, compliant digital asset infrastructure.
• Cross-border payment networks that rely on XRP’s speed and cost-efficiency, now backed by enterprise-grade custody.

In short, Metaco doesn’t just support XRP—it supercharges it. The platform gives Ripple the muscle to offer a full-stack institutional solution, where XRP isn’t just a speculative asset, but a core utility in global finance. For investors, this tightens the narrative around XRP’s real-world use case and makes it increasingly difficult for skeptics to dismiss it as “just another altcoin.”

At XRPAuthority.com, we’ve been watching Ripple’s moves like a hawk since 2018, and this one’s a game-changer. With Metaco in the mix, XRP isn’t just holding the line—it’s laying down the infrastructure for the next phase of blockchain finance. Stay ahead of the curve with us, and let’s navigate this digital frontier together.

Products and services

If you’re thinking Metaco is just another digital wallet provider, think again. This isn’t your cousin’s MetaMask—we’re talking about a suite of institutional-grade products that make even the most security-paranoid compliance officer sleep like a baby. At the core of Metaco’s offering is its flagship platform, Harmonize, a highly modular digital asset orchestration layer. Designed specifically for banks, asset managers, and financial market infrastructure providers, Harmonize allows institutions to manage digital assets across the full lifecycle—from secure custody to settlement, tokenization, and compliance enforcement.

What makes Harmonize so powerful is its ability to abstract the complexities of blockchain while delivering military-grade security. It integrates seamlessly with both hot and cold storage solutions and supports multi-party computation (MPC), hardware security modules (HSMs), and secure enclaves. In plain English? It’s like having a digital Fort Knox that plays well with your existing tech stack. And yes, it’s fully capable of managing XRP alongside other digital assets, making it a cornerstone of Ripple’s custody strategy.

Here’s a breakdown of the key services Metaco brings to the XRP ecosystem and beyond:

• Secure Custody: Supports both hot and cold storage configurations with flexible governance policies and role-based access controls. Perfect for financial institutions that require air-tight custody of XRP and other crypto assets.
• Tokenization Infrastructure: Enables the issuance, storage, and management of tokenized assets—think real estate, equities, or carbon credits on the blockchain. XRP can serve as a settlement layer for these assets, boosting its utility.
• Compliance Automation: Integrates with AML, KYC, and transaction monitoring tools to ensure every digital asset movement meets regulatory standards. This is crucial for XRP’s institutional adoption, especially in jurisdictions with strict compliance mandates.
• Smart Contract Orchestration: Supports programmable workflows and DeFi integrations, opening the door for XRP to be used in lending protocols, automated settlements, and more.
• Multi-Chain Interoperability: Harmonize isn’t locked into one ecosystem. It supports multiple blockchains, allowing XRP to be managed alongside Bitcoin, Ethereum, and tokenized assets—all from a single interface.

What stands out most is Metaco’s ability to provide these services without compromising on flexibility or scalability. Whether a central bank is piloting a CBDC or a hedge fund is building a crypto prime brokerage desk, Harmonize adapts to their operational and regulatory needs. This modularity is a major win for Ripple, because it lets XRP plug directly into institutional workflows without forcing a complete infrastructure overhaul.

And let’s not forget the RippleNet integration. With Metaco’s services baked into Ripple’s existing liquidity and payments infrastructure, financial institutions can now store and deploy XRP with unprecedented confidence. This isn’t just convenient—it’s a strategic enabler for XRP’s role in cross-border payments, real-time treasury operations, and blockchain-based settlement networks.

In a market where custody can make or break an institution’s crypto strategy, Metaco delivers the tools to not just survive—but thrive. And with XRP at the center of this new, secure, interoperable framework, it’s clear that Ripple didn’t just acquire a product—they acquired a platform for the future of blockchain finance.

Partnerships and clients

When it comes to building a stronghold in the digital asset ecosystem, Metaco doesn’t operate in isolation—it thrives through deep, strategic partnerships. And let’s be honest, in this industry, your network is your net worth. Metaco’s client roster reads like a who’s who of global finance, featuring tier-1 banks, central banks, and major custodians that collectively manage trillions in assets. These are not your average DeFi degens; these are institutions that demand military-grade security, airtight compliance, and bulletproof infrastructure before even blinking at a blockchain integration.

Among Metaco’s high-profile partners are financial giants like Citi, BBVA, and BNP Paribas. These firms aren’t just experimenting with crypto—they’re building long-term strategies around it. By choosing Metaco as their custody partner, they’re signaling confidence not just in the technology, but in the viability of digital assets like XRP as part of their core operations. And now that Metaco is under Ripple’s wing, guess which asset sits at the center of those integrations? That’s right—XRP.

What makes these partnerships so valuable to Ripple and XRP is the sheer scale and influence of these clients. When a global bank integrates Metaco’s custody solution, they’re not just securing assets—they’re creating a runway for enterprise-grade blockchain finance. This opens up real-world use cases where XRP is no longer just a bridge currency—it becomes a trusted, institutional-grade settlement asset.

• BBVA Switzerland uses Metaco’s platform to offer crypto trading and custody to private banking clients, a move that increases XRP’s visibility among high-net-worth individuals.
• UnionBank of the Philippines deploys Metaco’s tech to roll out digital asset services, including XRP custody, in a regulatory-compliant manner under the Bangko Sentral ng Pilipinas.
• Standard Chartered’s Zodia Custody partnered with Metaco to offer institutional-grade crypto custody, setting the stage for large-scale XRP integrations in global markets.

These aren’t just one-off collaborations—they’re foundational relationships that create a global custody backbone for Ripple’s broader vision. And because Metaco’s Harmonize platform is blockchain-agnostic, it allows these institutions to manage XRP alongside other assets without friction. That ease of integration is a game-changer for adoption, especially in markets where speed, cost-efficiency, and regulatory clarity are paramount.

Even more compelling is the trust these institutions place in Metaco’s security and compliance frameworks, which are now inherently tied to Ripple’s ecosystem. That trust extends to XRP, positioning it as a credible asset for use in cross-border payments, institutional trading, and tokenized asset settlements. Simply put, Metaco’s partnerships are not just about technology—they’re about trust, scale, and activating XRP in real-world financial systems.

At XRPAuthority.com, we see these partnerships as the connective tissue between Ripple’s vision and XRP’s future. As more financial heavyweights onboard Metaco’s platform, XRP’s role in the global financial system becomes not just viable—but inevitable. Stay tuned, because this is where the institutional dominoes start to fall—and XRP is right in the middle of the board.

Security and compliance

Let’s talk about the elephant in the blockchain room—security. Because if you’re a bank managing billions or a fintech firm trying not to end up on a regulatory watchlist, “oops” is not a word you can afford to say. This is where Metaco doesn’t just shine—it practically glows in the dark. With a Swiss-level obsession for precision, Metaco has elevated digital asset security and compliance into an art form, offering institutions the kind of peace of mind that even a hardware wallet can’t deliver on its best day.

Metaco’s security framework isn’t just robust—it’s surgical. The firm uses a combination of multi-party computation (MPC), hardware security modules (HSMs), and secure enclaves to ensure that private keys are never exposed—not even during transaction signing. This setup is particularly critical for XRP, which is increasingly being used in high-value settlements and cross-border transactions. When XRP is moving millions in seconds, the infrastructure behind it can’t flinch. And thanks to Metaco, it doesn’t.

But security is only half of the equation. The other half? Compliance—and that’s where Metaco goes from good to indispensable. Its Harmonize platform is fully integrated with regulatory compliance tools, including:

• AML (Anti-Money Laundering) engines that scan every transaction in real-time for red flags.
• KYC (Know Your Customer) modules that ensure all wallet activity is tied to verified identities.
• Audit-ready reporting that meets the standards of regulators across major jurisdictions, including the EU, US, and APAC regions.

This is not your average checkbox compliance. We’re talking about dynamic policy enforcement that adapts to jurisdictional requirements. For example, an institution in Singapore can enforce MAS-specific crypto rules while simultaneously managing XRP custody for clients in the EU under MiCA regulations. That’s the kind of agility that financial institutions need—and Metaco delivers it without breaking a sweat.

What’s even more compelling for XRP investors is how this compliance stack elevates XRP from a speculative instrument to a fully compliant, institution-ready asset. With Metaco’s infrastructure, XRP doesn’t just pass security and regulatory muster—it sets the standard. This is particularly crucial as Ripple expands into regulated markets where compliance is not optional, but foundational. And as we all know, the more compliant XRP is, the more doors it opens—from central banks to asset tokenization platforms to cross-border payment corridors.

In a world where headlines about hacks and regulatory crackdowns dominate the crypto news cycle, Metaco provides Ripple—and by extension, XRP—with a fortress of credibility. That’s not just good for business; it’s essential for mass adoption. Financial institutions don’t just want custody—they want custody they can trust, audit, and scale. And with Metaco, Ripple now has the keys to that kingdom.

At XRPAuthority.com, we’re all in on the belief that security and compliance aren’t just features—they’re the foundation. And with Metaco’s rock-solid infrastructure now powering XRP custody, the path forward isn’t just clearer—it’s safer. Stick with us as we continue to decode Ripple’s strategy and XRP’s rise in blockchain finance. The future is secure, and it’s already being built—one compliant transaction at a time.