Metaco

Company overview

Ever wonder what happens when Swiss precision meets Silicon Valley innovation in the heart of blockchain finance? Spoiler alert: it costs 0 million and answers to the name Metaco. In May 2023, Ripple cracked open its war chest and acquired this crypto custody powerhouse, and let’s just say—they didn’t do it for the fondue. This isn’t just another acquisition; it’s the kind of strategic move that sends shockwaves through institutional corridors and makes crypto Twitter sit up straighter in their gaming chairs.

Let’s be real—custody isn’t the flashy part of crypto. It’s not the meme coin moonshot or the 1,000x NFT flip. But in a world where billions can disappear with a single misplaced private key, custody is the unsexy superhero of digital assets. And Metaco? It’s Batman in a Swiss suit. Secure, discreet, and absolutely mission-critical for the future of institutional blockchain adoption.

Founded in Lausanne, Switzerland, Metaco built its reputation on delivering institutional-grade custody and orchestration solutions that banks and financial giants actually trust. Think of it as the armored vault for your digital empire. Before Ripple stepped in, Metaco was already working with Tier 1 banks and regulated financial institutions across Europe, Asia, and the Middle East. That’s not a client list—it’s a resume that gets you invited to the table where trillion-dollar decisions are made.

Now, Ripple didn’t just stumble into this deal. With its eyes locked on becoming the backbone of global blockchain finance, Ripple saw Metaco as the missing piece in its institutional puzzle. XRP has always been more than a token—it’s a bridge, a liquidity engine, and a settlement vehicle. But to fully realize that vision in a regulatory-heavy, risk-averse financial world, secure asset custody was non-negotiable. Enter Metaco.

By integrating Metaco’s technology, Ripple can now offer banks and fintechs a turnkey solution that doesn’t just move value across borders—it stores it safely, compliantly, and efficiently. This radically enhances Ripple’s enterprise offerings, especially for clients leveraging XRP in real-time settlement, treasury management, and tokenization use cases. It’s like upgrading from a lockbox to a biometric vault with quantum encryption—because why not go full Bond villain when you’re safeguarding billions?

And let’s not overlook the timing. As regulators tighten their grip and institutions tread carefully into crypto, the demand for robust, regulated custody solutions has never been higher. With Metaco in its arsenal, Ripple isn’t just keeping up—it’s setting the standard. This acquisition positions Ripple and XRP at the epicenter of institutional crypto adoption, where compliance, security, and scalability are the new must-haves.

So while the market was busy watching charts and chasing pumps, Ripple was busy building infrastructure. And Metaco? It’s not just a company—it’s the foundation under Ripple’s next growth chapter.

Understanding Metaco and Its Impact on XRP

Metaco’s integration into Ripple’s ecosystem is more than just a business acquisition—it’s a strategic masterstroke that amplifies XRP’s role in institutional finance. By embedding Metaco’s custody infrastructure, Ripple can now offer banks and asset managers the ability to securely store and manage XRP and other digital assets within regulatory-compliant environments. This isn’t just about safekeeping—it’s about enabling real-world use cases at scale.

Institutions don’t touch crypto unless they can trust it. Metaco brings that trust. Its Harmonize platform allows financial institutions to seamlessly integrate digital asset custody into their existing systems, offering modular, API-driven orchestration that supports everything from tokenization to staking. For XRP, this means:

• Improved institutional adoption through compliant custody solutions
• Enhanced liquidity management for banks using XRP for cross-border payments
• Streamlined integration with tokenization platforms and decentralized finance (DeFi) protocols

More importantly, Metaco strengthens Ripple’s competitive edge in the blockchain finance space. While others are still pitching whitepapers, Ripple is delivering enterprise-ready solutions that blend the speed of XRP with the security of institutional custody. This combination not only drives XRP utility but cements its position as a serious contender in fintech innovation, digital asset trading, and next-gen financial infrastructure.

At XRPAuthority.com, we’ve tracked Ripple’s every move like an eagle eyeing a bull run, and Metaco is a move that screams long-term vision. Want deeper insights on how XRP is reshaping global finance? Stick with the experts. Stick with XRPAuthority.com—your trusted source for XRP intelligence, strategy, and real-time analysis.

Products and services

If Ripple just added a rocket booster to its enterprise offerings, then Metaco is the high-grade aerospace fuel powering it. At the core of Metaco’s product suite lies Harmonize—a modular, institution-grade digital asset orchestration platform that sounds like it belongs in a sci-fi movie but works like a Swiss watch. Harmonize isn’t just a custody solution; it’s an end-to-end infrastructure layer that lets financial institutions securely interact with digital assets across multiple blockchains, including XRP Ledger, Bitcoin, Ethereum, and more. And yes, it’s as sleek as it sounds.

What makes Harmonize a game-changer is its ability to integrate with existing banking systems without throwing a wrench into decades of compliance and IT architecture. Financial institutions don’t want to rip and replace—they want plug-and-play. Harmonize delivers exactly that, offering APIs and modular configurations that let banks and asset managers customize their custody workflows. This is especially crucial for handling high-frequency XRP transactions where speed, security, and flexibility are non-negotiable.

• Multi-asset custody: Supports a diverse range of digital assets, including XRP, enabling institutions to manage portfolios under one secure umbrella.
• Tokenization support: Facilitates creation, management, and custody of tokenized assets—think tokenized real estate, bonds, or even central bank digital currencies (CBDCs).
• Policy engine: Allows institutions to define granular governance rules, such as multi-signature approvals and role-based access control—essential for compliance-heavy environments.
• Interoperability: Seamlessly connects with trading venues, DeFi protocols, and liquidity providers, giving XRP users direct access to a broader financial ecosystem.

And let’s not forget the security architecture—Metaco’s bread and butter. We’re talking Hardware Security Modules (HSMs), secure enclaves, and advanced key management systems that make Fort Knox look like a cookie jar. Metaco’s infrastructure is designed to meet the highest standards of institutional security, including FIPS 140-2 Level 3 and ISO 27001 certifications. For XRP holders and enterprise clients, this means peace of mind when managing large volumes of digital assets. No more cold sweats over hot wallets.

But here’s where things get really interesting: Metaco’s services are blockchain-agnostic, yet deeply optimized for XRP use cases. With Ripple’s integration, XRP becomes the native liquidity rail within a custody environment that’s already built for scale. Whether it’s real-time treasury operations, automated settlement, or ESG-compliant tokenization, Metaco’s platform turns XRP from a digital asset into a functional tool for modern finance. It’s not just about holding XRP—it’s about putting it to work in ways that traditional systems can only dream of.

Bottom line? Metaco isn’t selling a product—it’s delivering infrastructure. And for Ripple, that means offering banking-grade custody and orchestration to clients who demand nothing less. For XRP, it means more than price action—it means purpose, utility, and a front-row seat in the evolution of digital finance.

Partnerships and clients

When you’re building the future of finance, the company you keep matters just as much as the code you write. Metaco didn’t just show up to the crypto custody party with a shiny product—they brought a guest list that reads like a who’s who of global finance. Prior to its acquisition by Ripple, Metaco had already secured major partnerships with Tier 1 banks, central banks, and regulated financial institutions across Europe, Asia, and the Middle East. We’re talking about household names that don’t just dip their toes into crypto—they bring the compliance teams, legal counsel, and board-level approval with them.

One of the most notable collaborations is with Standard Chartered’s Zodia Custody, a regulated institutional crypto custodian built to serve the most compliance-conscious investors. Metaco’s Harmonize platform powers the backend, giving Zodia a secure, scalable foundation to offer digital asset custody to banks and large asset managers. Another standout? BBVA Switzerland, one of the first traditional banks in Europe to offer integrated crypto services to private banking clients, chose Metaco’s infrastructure to roll out its Bitcoin and Ethereum custody offerings. That level of trust says everything you need to know about Metaco’s credibility in the institutional arena.

Since joining forces with Ripple, Metaco’s reach has only expanded—and so has XRP’s footprint. Financial institutions leveraging Ripple’s liquidity and payment solutions can now tap directly into Metaco’s custody infrastructure, creating a seamless bridge between value transfer and value storage. This synergy is unlocking a new class of use cases where XRP is the native asset for everything from tokenized securities to real-time treasury management. And it’s not just about storage—it’s about activating XRP in high-value, low-latency environments where speed, compliance, and security are mission-critical.

• Global banking adoption: Metaco’s platform is already used by banks in over 15 countries, including major financial hubs like Singapore, Frankfurt, and Zurich.
• Fintech collaboration: Metaco partners with digital-first fintechs looking to offer secure custody as a service, enabling faster onboarding for XRP-based applications.
• RippleNet integration: Metaco’s custody solutions now dovetail with RippleNet, enhancing cross-border payment flows and XRP liquidity provisioning.

Let’s not forget the regulatory win here. By partnering with institutions that operate under strict jurisdictional oversight, Metaco has effectively helped Ripple and XRP leapfrog some of the most significant barriers to institutional adoption. When your clients are banks that answer to central banks, you’re not just building software—you’re building trust. And in crypto, that trust is everything.

At XRPAuthority.com, we’re not just watching these partnerships unfold—we’re decoding what they mean for XRP’s utility, reach, and long-term value. Because when the world’s largest financial players start locking arms with Ripple and Metaco, it’s not a trend. It’s a tectonic shift. Want to stay ahead of it? Stick with XRPAuthority.com—the front line of XRP intelligence and strategy, where crypto meets clarity.

Security and compliance

Let’s face it—crypto security is like flossing. Everyone knows it’s essential, but too many ignore it until something goes horribly wrong. Fortunately, Metaco doesn’t leave anything to chance. In fact, their entire architecture is built around one core principle: institutional trust is earned through bulletproof security and airtight compliance. And in a world where one misconfigured API can cost millions, Metaco has become the gold standard for digital asset custody.

Metaco’s approach to security is anything but superficial. We’re talking about military-grade encryption, Hardware Security Modules (HSMs), and secure enclaves that would make even the NSA nod in approval. Their infrastructure is engineered to meet the highest regulatory and cybersecurity standards, including:

• FIPS 140-2 Level 3 certification: A U.S. government standard for cryptographic modules, ensuring hardware-based key protection that thwarts even the most determined attackers.
• ISO/IEC 27001 certification: Demonstrates a robust information security management system (ISMS) designed to protect customer data and operational integrity.
• SOC 2 Type II compliance: Validates operational excellence and internal controls, critical for meeting institutional due diligence requirements.

But Metaco doesn’t just stop at best-in-class security—it bakes compliance into every layer of the product. From role-based access control and policy engines to audit trails and transaction approval workflows, every action taken within the platform is logged, verified, and fully auditable. This is especially important for institutions operating under the watchful eyes of regulators in regions like the EU, Singapore, and the United States. Basically, if you’re a bank trying to stay on the right side of the law while dipping your toes into XRP and other digital assets, Metaco is your compliance co-pilot.

And here’s where things get really exciting for Ripple and XRP. With Metaco’s compliance framework now integrated into Ripple’s enterprise offerings, financial institutions can confidently adopt XRP for cross-border payments, tokenized asset custody, and treasury operations—without sweating the regulatory headache. This is a huge deal. Compliance is often the bottleneck in digital asset adoption, especially among risk-averse players like banks, insurers, and asset managers. By solving this pain point, Ripple removes one of the last major barriers to XRP’s widespread institutional use.

Consider this: with Metaco, Ripple can now offer a custody solution where every XRP transaction is not only secure but also governance-compliant, audit-ready, and regulator-friendly. That’s not just innovation—it’s transformation. It enables use cases like:

• Real-time transaction monitoring: Ensures AML and KYC compliance for XRP transfers and custody operations.
• Jurisdictional controls: Institutions can tailor custody policies based on geographic regulatory requirements.
• Automated reporting: Facilitates seamless integration with regulatory reporting systems for XRP and other assets.

So while others in the crypto space are still figuring out how to spell “compliance,” Ripple and Metaco are setting the benchmark. And for institutional clients looking to deploy XRP at scale, that’s the kind of reassurance that turns interest into action. It’s no exaggeration to say that Metaco’s security and compliance infrastructure is the linchpin that will unlock the next wave of XRP adoption in regulated financial markets.

At XRPAuthority.com, we’re watching this evolution unfold in real time. We don’t just report on the headlines—we connect the dots. As Ripple and Metaco continue to pave the way for institutional crypto, we’ll be here to break it down, translate the tech, and deliver the insights that matter. Whether you’re a fintech founder, a seasoned investor, or just XRP-curious, stick with us—we’re the authority in XRP for a reason.