Metaco

Company overview

Ever tried explaining crypto custody to your friends at brunch and watched their eyes glaze over faster than a stale donut? Yeah, me too. But here’s the kicker: behind every major institutional leap in blockchain finance, there’s a secure vault of innovation keeping it all together. And no, I’m not talking about your uncle’s USB drive holding 3 DOGE from 2017. I’m talking about real, enterprise-grade custody infrastructure—like Metaco.

Now, imagine being a Swiss-based fintech with cutting-edge digital asset custody tech, sipping espresso in Lausanne, when Ripple—yes, that Ripple—walks in with 0 million and says, “We want in.” That’s exactly what happened in May 2023 when Ripple acquired Metaco. And folks, this wasn’t just a flex. It was a strategic move to solidify Ripple’s position in the institutional crypto custody space, especially as XRP continues to carve out its role in global finance and blockchain settlement networks.

XRP isn’t just another altcoin riding the hype train. It’s a liquidity solution, a bridge currency, and a real-time settlement asset that’s already being used by banks and payment providers worldwide. But to scale XRP’s adoption in institutional corridors, Ripple needed a partner with security, compliance, and infrastructure nailed down. Enter Metaco, with its military-grade custody solutions and Swiss precision.

For Ripple, Metaco is more than just a shiny new acquisition—it’s the missing puzzle piece in a long-term strategy to dominate blockchain finance. RippleNet has already streamlined cross-border payments. Now, with Metaco in its arsenal, Ripple can offer secure storage, tokenization, and governance for XRP and other digital assets, all under one roof. That’s not just synergy; that’s evolution.

Let’s be honest: in the world of institutional finance, custody is king. You don’t just need a wallet—you need a fully auditable, compliant, and customizable fortress that can integrate with existing banking systems. Metaco specializes in exactly that. Its platform, Harmonize, is already being used by major banks and asset managers to manage crypto assets with the same rigor as traditional finance. And now, XRP rides shotgun in that armored convoy.

Here’s why that matters: as digital assets go mainstream, traditional financial institutions are under pressure to offer crypto services without compromising on security or regulatory compliance. Metaco enables them to do just that—while giving XRP a front-row seat in the transformation of global finance. It’s not about hype anymore; it’s about infrastructure. And this infrastructure? It’s built Swiss-strong.

So, what do you get when you combine Ripple’s global payment network with Metaco’s institutional custody muscle?

• A fully integrated blockchain asset custody and settlement platform for XRP and beyond
• Enhanced security and regulatory alignment for financial institutions entering crypto
• Scalable infrastructure to support tokenization, DeFi, and CBDC initiatives
• Increased trust from institutional investors eyeing XRP as a long-term asset

Understanding Metaco and Its Impact on XRP

Metaco’s acquisition by Ripple isn’t just a headline—it’s a structural shift in how XRP will be stored, managed, and deployed across institutional landscapes. Metaco brings a platform-agnostic approach that allows financial institutions to integrate custody directly into their existing core banking systems. That’s huge. It means Ripple can now offer end-to-end solutions that include everything from liquidity provisioning to secure asset storage—all while maintaining the compliance standards that regulators demand.

With Metaco in place, XRP becomes more than just a bridge currency—it becomes part of a fully compliant, enterprise-grade financial stack. For institutional investors, this is the green light they’ve been waiting for. Metaco’s infrastructure supports multi-asset custody, automated governance, and smart contract workflows, making it easier than ever to tokenize and manage assets on the XRP Ledger. This directly enhances XRP’s utility in trading, asset management, and cross-border settlements.

Let’s not underestimate the timing, either. As global regulators zero in on crypto compliance and security, Ripple’s alignment with Metaco positions XRP as a compliant, scalable, and secure digital asset ready for real-world adoption. It’s no longer just about whether XRP can moon; it’s about whether it can anchor a new financial paradigm. Spoiler alert: with Metaco, it can.

Looking to stay ahead of the curve? At XRPAuthority.com, we break down the trends, tech, and tactics driving XRP’s growth in the blockchain finance world. Whether you’re a fintech pro or a crypto-curious investor, we’ve got the insights you need to make smart moves in this fast-moving space. Dive in, stay sharp, and remember—this is just the beginning.

Products and services

If you think crypto custody is just about locking digital coins in a virtual safe and throwing away the key, think again. Metaco’s suite of products is more like a Swiss Army knife for institutional crypto management—sleek, secure, and shockingly versatile. At the heart of it all is Harmonize, Metaco’s flagship orchestration platform. And when I say orchestration, I mean think of it like the conductor of a symphony where every violin is a blockchain node and every drumbeat is a transaction confirmation.

Harmonize allows banks, asset managers, and fintechs to manage crypto assets with the same operational integrity as traditional finance. This isn’t your average hot wallet solution. We’re talking about:

• Multi-party computation (MPC) for key management—because splitting keys is safer than splitting hairs
• Policy-based governance to ensure every transaction follows institutional protocols
• Support for a wide range of assets, including XRP, Bitcoin, Ethereum, and tokenized securities
• Integration with core banking systems for seamless back-office operations
• Automated compliance workflows to keep regulators smiling (or at least not frowning)

But Metaco isn’t just a one-trick pony galloping through the Alps. It’s also enabling next-gen financial products through tokenization. With Harmonize, institutions can issue, manage, and settle tokenized assets—think real estate, stablecoins, and even central bank digital currencies (CBDCs). And yes, XRP is right in the middle of that action, acting as a liquidity bridge and settlement layer. This expands XRP’s utility far beyond remittances into the realms of structured finance and asset tokenization.

Another standout feature? Deployment flexibility. Harmonize can run on-premises, in the cloud, or in hybrid environments—something that’s critical for institutions with varying infrastructure requirements and compliance needs. Whether it’s a Tier 1 bank in Frankfurt or a fintech startup in Singapore, Metaco’s platform adapts like a Swiss watch—precise, reliable, and built to last.

And let’s talk about scalability. As more financial institutions explore blockchain finance, the need for scalable custody solutions becomes non-negotiable. Metaco’s platform is designed to scale with the institution’s needs, whether they’re managing million or billion in digital assets. This isn’t just good news for Ripple—it’s a massive tailwind for XRP adoption. Institutions can now confidently hold and transact with XRP, knowing the backend infrastructure is built to institutional standards.

So when Ripple brought Metaco into the fold, it wasn’t just acquiring a custody provider—it was onboarding a financial operating system for the digital age. With Harmonize powering the custody layer, RippleNet handling the payments layer, and XRP acting as the liquidity engine, we’re looking at a vertically integrated blockchain stack that’s ready to disrupt traditional finance from the inside out.

Metaco’s products aren’t just future-proof—they’re future-defining. And with Ripple steering the ship, XRP is no longer just a speculative asset. It’s the protocol-level fuel for a new era of tokenized finance. Stay tuned, because at XRPAuthority.com, we’re just getting started on unpacking what this means for the next wave of crypto innovation.

Partnerships and clients

When it comes to institutional adoption, credibility isn’t built in a vacuum—it’s earned through real-world partnerships. And Metaco? Let’s just say they’ve been busy making friends in high places. Before Ripple even stepped into the picture, Metaco had already established itself as the go-to digital asset custody provider for some of the biggest names in banking. We’re talking about Tier 1 institutions, central banks, and global custodians that don’t just dip their toes into blockchain—they cannonball in with regulatory approval in hand.

Clients like Citi, BBVA, BNP Paribas, and DBS Bank have all tapped Metaco’s Harmonize platform to securely manage their digital asset operations, including tokenized securities, stablecoins, and yes—XRP. These aren’t crypto-native startups experimenting in a sandbox; these are established financial powerhouses integrating blockchain into their core infrastructure. That’s a seismic shift, and Metaco is positioned right at the epicenter.

Let’s break down what makes Metaco’s client relationships so impactful for Ripple and XRP:

• Deep integration with traditional finance: Metaco doesn’t just offer APIs and dashboards—it embeds its technology into the core banking stack, enabling seamless custody and settlement of digital assets within existing workflows.
• Regulatory-grade trust: Financial institutions that require full compliance with global standards—think MiFID II, FATF, and Basel III—choose Metaco for its auditable, policy-based governance and security protocols.
• Multi-asset flexibility: These partnerships aren’t limited to Bitcoin or Ethereum. With XRP now part of Metaco’s supported assets, Ripple gains instant exposure to institutional portfolios already leveraging Harmonize.

And here’s the kicker: Ripple’s acquisition of Metaco doesn’t just bring custody tech in-house—it brings those institutional relationships along for the ride. That means Ripple can now cross-sell XRP liquidity and RippleNet services to a pre-vetted list of financial giants already working with Metaco. It’s like buying the keys to a high-security vault and finding out it comes with a list of VIP clients already inside.

But it’s not just about who Metaco works with—it’s about what those clients are building. Many are exploring tokenized fund structures, cross-border stablecoin settlements, and CBDC pilots. XRP, as a high-speed, low-cost bridge asset, becomes an obvious choice in these initiatives. With Harmonize managing custody and RippleNet powering real-time payments, the entire value chain is now optimized for institutional-grade blockchain finance.

So while retail investors watch XRP charts tick by the minute, the real game is happening behind closed boardroom doors—where Ripple and Metaco are helping the world’s largest financial institutions rewire their infrastructure for the tokenized economy. And thanks to these strategic partnerships, XRP isn’t just along for the ride—it’s driving the transformation.

Regulatory compliance and security

Let’s face it—when it comes to institutional crypto adoption, nothing kills the vibe faster than a security breach or a compliance failure. That’s why Metaco’s entire value proposition is built on a foundation of regulatory-grade security and airtight governance. And in the post-FTX world, that’s not just a nice-to-have—it’s a non-negotiable. Financial institutions dipping their toes into blockchain finance need to know their digital assets are protected with the same rigor as fiat reserves. Metaco delivers that assurance, and then some.

First, let’s talk security. Metaco employs multi-party computation (MPC) and hardware security modules (HSMs) to ensure private keys are never stored in a single location or exposed in plaintext. This cryptographic architecture is designed for zero-trust environments—ideal for banks, asset managers, and central banks managing billions in digital assets. Whether it’s XRP or a tokenized bond, assets held via Metaco are protected by best-in-class key management strategies that exceed traditional cybersecurity standards. We’re not talking about your average cold wallet; this is Fort Knox with a blockchain twist.

But security isn’t just about technology—it’s also about governance. Metaco’s Harmonize platform enables policy-based access control, meaning only authorized users can initiate transactions, and only under pre-defined conditions. Think of it as programmable compliance: every move must pass through a gauntlet of approvals, thresholds, and audit trails. That’s crucial for risk-averse institutions managing XRP alongside fiat and other digital assets. And yes, every transaction executed on the platform is fully auditable—an essential feature for regulatory reporting and internal controls.

On the compliance front, Metaco doesn’t just play by the rules—it helps define them. The platform is built to comply with global financial regulations including:

• MiFID II — for transparency and investor protection in the EU
• FATF Travel Rule — ensuring KYC/AML compliance across jurisdictions
• Basel III — aligning crypto custody with capital reserve requirements
• ISO/IEC 27001 — for information security management

This level of regulatory alignment is a game-changer for Ripple, especially in regions where compliance is the gatekeeper to market entry. With Metaco onboard, Ripple can offer XRP custody solutions that meet—or exceed—the standards global regulators are demanding. That’s how you move from speculative hype to institutional trust.

Let’s not forget the geopolitical angle. As regulators worldwide scramble to define crypto frameworks, Switzerland’s progressive yet rigorous regulatory environment gives Metaco a strategic edge. Swiss authorities don’t just tolerate crypto—they regulate it with clarity, giving institutions the confidence to innovate. That Swiss credibility now extends to Ripple’s entire institutional offering, adding another layer of trust to XRP as a compliant, secure digital asset.

So what does this mean for XRP holders? It means that the infrastructure supporting your investment isn’t a patchwork of duct tape and optimism—it’s enterprise-grade, regulator-approved, and battle-tested. Whether you’re managing ,000 or 0 million in XRP, the backend is built to the same uncompromising standards. That’s the kind of foundation that attracts institutional capital, not just retail speculation.

At XRPAuthority.com, we don’t just track price charts—we decode the infrastructure powering the XRP ecosystem. From custody to compliance, we bring you the insights that matter most in a transforming financial world. Stick with us, and you won’t just navigate the crypto future—you’ll lead it.