In the ever-evolving world of cryptocurrency, few stories are as captivating as the saga of XRP and its fearless leader, Brad Garlinghouse. Picture this: a digital asset that’s not just a blip on the blockchain radar, but a powerhouse in finance and trading. Now, add a dash of drama with the SEC breathing down its neck, and you’ve got a recipe for suspense worthy of a Hollywood blockbuster. So, how did Garlinghouse respond when major exchanges decided to hit the “delist” button on XRP? Spoiler alert: he didn’t just sit back and watch the show unfold.
Imagine being the captain of a ship sailing through turbulent waters. That’s precisely the position Brad Garlinghouse found himself in when the SEC case against Ripple sent shockwaves across the crypto seas. And what did some of the biggest exchanges do? They chose to jump ship, delisting XRP faster than you can say “blockchain.” But Garlinghouse, ever the seasoned sailor, wasn’t about to let XRP go down without a fight.
You might wonder: Was his reaction a frantic scramble to save XRP, or did he channel his inner Zen master, calmly orchestrating a plan? The answer, dear reader, is a bit of both. With a blend of strategic brilliance and a touch of humor, Garlinghouse addressed the delistings head-on, showcasing the resilience that lies at the core of XRP’s DNA. After all, isn’t adversity just another word for opportunity in the world of crypto?
For XRP investors and crypto enthusiasts, Garlinghouse’s approach was nothing short of a masterclass in crisis management. While some executives might have resorted to corporate jargon and vague reassurances, Garlinghouse opted for transparency and direct communication. He acknowledged the challenges, yet remained steadfast in his belief that XRP’s real-world utility would outshine any regulatory storm. “Who needs exchanges when you’ve got a community like ours?” he quipped, a reminder that XRP’s strength lies not just in its technology, but in its people.
But let’s not forget the technical prowess that makes XRP a standout in the blockchain arena. With lightning-fast transaction speeds and a focus on cross-border payments, XRP isn’t just another digital token—it’s a game-changer in global finance. As exchanges hit the eject button, Garlinghouse doubled down on XRP’s core strengths, rallying the community and reinforcing the asset’s relevance in the broader fintech landscape. Because, let’s face it, in a world where time is money, who wouldn’t choose speed and efficiency?
Yet, amid the chaos, Garlinghouse’s humor shone through. When asked about the delistings, he playfully suggested that perhaps the exchanges were simply “taking a brief sabbatical.” This light-hearted approach not only diffused tension but also underscored a critical point: XRP’s journey is far from over, and its potential remains untapped. After all, what’s a little regulatory hiccup in the grand scheme of blockchain revolution?
As the dust settles, one thing is crystal clear: XRP’s narrative is not defined by its challenges, but by its ability to adapt and thrive. For investors and enthusiasts willing to look beyond the headlines, Garlinghouse’s response to the delistings is a testament to the resilience and innovation that propels XRP forward. It’s a reminder that in the dynamic world of cryptocurrency, those who dare to weather the storm often emerge stronger.
For those seeking unparalleled insights and expert analysis on XRP’s journey, look no further than XRP Authority. As the premier source for all things XRP, we pride ourselves on delivering in-depth content that blends technical expertise with a touch of humor. Whether you’re a seasoned investor or a curious crypto newbie, our mission is to keep you informed, engaged, and ready to seize the opportunities that lie ahead in the ever-changing world of digital assets. Welcome aboard, and let’s navigate the future of finance together!
Understanding How Brad Garlinghouse Responded to XRP Delistings and Its Impact on XRP
Regulatory challenges facing XRP
The regulatory landscape for XRP took a dramatic turn in December 2020 when the U.S. Securities and Exchange Commission (SEC) filed a lawsuit against Ripple Labs, alleging that the company had conducted an unregistered securities offering by selling XRP. This move sent shockwaves through the crypto industry, not only because of the high-profile nature of the case, but also due to the broader implications it could have on how digital assets are classified and regulated in the United States.
At the core of the SEC’s argument was the claim that XRP should be treated as a security under the Howey Test, a legal standard derived from a 1946 Supreme Court decision. According to the SEC, Ripple’s sales of XRP to fund its operations constituted investment contracts, and therefore required compliance with securities laws. Ripple, on the other hand, strongly denied these claims, arguing that XRP functions as a decentralized digital currency similar to Bitcoin or Ethereum—both of which the SEC had previously indicated were not securities.
As the case gained traction, the uncertainty surrounding XRP’s regulatory status intensified. This led to a cascade of reactions from major cryptocurrency exchanges. Coinbase, Binance.US, Kraken, and Bitstamp—among others—made the strategic decision to delist or suspend trading of XRP for their U.S. customers. These actions were not taken lightly; they reflected a growing sense of caution among exchanges seeking to avoid entanglement in legal proceedings or regulatory scrutiny.
From an operational standpoint, these delistings presented a serious challenge for Ripple. Liquidity dried up on U.S. platforms, investor sentiment wavered, and the price of XRP faced significant downward pressure. For retail investors and institutional players alike, the heightened regulatory risk introduced a layer of complexity when assessing XRP’s value proposition. The token, once considered one of the top contenders in the crypto space, found itself in murky legal waters.
Exchange policies, especially in the U.S., are heavily influenced by regulatory clarity—or lack thereof. Platforms are required to uphold strict compliance standards, and the SEC’s lawsuit created an environment where hosting XRP could be perceived as a liability. The domino effect of delistings not only impacted XRP’s accessibility, but also raised tough questions about how other tokens might fare under the SEC’s evolving enforcement strategy.
In parallel, the growing global divergence in crypto regulation added another layer of complexity. While U.S.-based exchanges pulled back, international platforms like Uphold and some Asian exchanges continued supporting XRP, citing the absence of a final ruling and the importance of due process. This global disparity highlighted the fragmented nature of crypto regulation and emphasized the need for a more unified legal framework—something Ripple has consistently advocated for.
Despite these regulatory headwinds, XRP’s underlying use case remained intact. Ripple’s On-Demand Liquidity (ODL) solution, which leverages XRP to facilitate cross-border payments, continued to show promise—especially in regions with more favorable regulatory environments. Financial institutions in Asia-Pacific and Latin America maintained their partnerships with Ripple, underscoring the real-world utility of the XRP ledger even amid legal uncertainty.
From an investment perspective, the SEC lawsuit served as a stress test for XRP’s resilience. While the token experienced volatility and reputational risk, it also demonstrated a surprising degree of durability. Investors who held onto XRP during this turbulent period often did so based on their belief in its long-term fundamentals and the assumption that regulatory clarity would eventually emerge. Moreover, the case set a precedent for how the crypto industry might navigate future confrontations with regulators.
In hindsight, the regulatory challenges facing XRP represent more than just a legal battle—they mark a pivotal moment in the maturation of the cryptocurrency market. As digital assets continue to gain mainstream adoption, the need for clear, consistent, and tech-forward regulation becomes increasingly urgent. For XRP and the broader Ripple ecosystem, this chapter is not just about survival; it’s about setting the stage for a more transparent and innovation-friendly future.
Garlinghouse’s public response
When the SEC filed its lawsuit and major exchanges began delisting XRP, Brad Garlinghouse, Ripple’s CEO, didn’t retreat into silence—he leaned into the spotlight. His response was swift, strategic, and designed to reassure investors, partners, and the broader crypto community that Ripple was ready to fight back. Rather than viewing the delistings as a death knell, Garlinghouse framed them as part of a broader battle for regulatory clarity in the U.S. crypto space.
Garlinghouse took to Twitter, mainstream media outlets, and virtual conferences to present Ripple’s defense. He emphasized that the SEC’s action was not just against Ripple, but an attack on the entire crypto industry. In a Wall Street Journal interview shortly after the lawsuit was announced, Garlinghouse stated, “We’ve always said that regulatory clarity is needed for the crypto industry to thrive. This case is about more than just XRP—it’s about the future of innovation in the United States.”
He also made a point to highlight that XRP was already being used as a bridge currency in Ripple’s On-Demand Liquidity (ODL) product, facilitating real-world cross-border payments. To Garlinghouse, this practical utility was proof that XRP was not merely a speculative asset, but a functional tool in global finance. This narrative became a cornerstone of Ripple’s public relations strategy during the legal battle.
- Transparency as a weapon: Garlinghouse consistently provided updates to the XRP community, demonstrating a level of transparency that many investors found reassuring. Through social media and blog posts on Ripple’s official site, he addressed concerns, explained legal nuances, and reiterated the company’s commitment to defending itself in court.
- Critique of regulatory inconsistency: A recurring theme in Garlinghouse’s commentary was the inconsistency of U.S. regulatory policies. He pointed out that while Bitcoin and Ethereum were given a pass by the SEC, XRP was being singled out despite similar levels of decentralization and utility. This argument resonated with many in the crypto community who were frustrated by the lack of clear, consistent guidelines from regulators.
- Support for global markets: Garlinghouse was quick to underscore that Ripple’s business outside of the U.S. was thriving. He noted that over 90% of RippleNet customers were based internationally, and that these partners continued to use XRP in their payment flows. This global resilience served as a counterbalance to the U.S.-centric narrative of regulatory pressure.
When Coinbase and other major exchanges announced the suspension of XRP trading for U.S. users, Garlinghouse acknowledged the impact but remained unfazed. In one of his more pointed public statements, he called out the “regulatory overreach” of the SEC and emphasized that delistings were precautionary moves, not verdicts. “These are temporary setbacks,” he said in a CNBC interview, “not permanent judgments on the value or legality of XRP.”
Garlinghouse also made a concerted effort to maintain Ripple’s investor relations during this tumultuous period. He held virtual town halls with institutional stakeholders, reinforced Ripple’s financial stability, and even hinted at the possibility of taking Ripple public once regulatory clarity improved. This proactive communication helped stabilize sentiment among long-term investors and prevented a mass exodus during the initial panic.
Financial resilience was another key talking point. Garlinghouse reassured the public that Ripple’s balance sheet was strong, with over billion in cash reserves and a robust portfolio of XRP. This financial cushion not only allowed Ripple to weather the legal storm but also enabled it to continue expanding in less hostile jurisdictions. He pointed out that Ripple was actively hiring, launching new products, and entering new partnerships despite the SEC action—proof that the company was not slowing down.
Perhaps most importantly, Garlinghouse’s tone throughout the ordeal remained forward-looking and optimistic. He spoke of the lawsuit as a catalyst for regulatory evolution and an opportunity to define the future of crypto in the U.S. His leadership during the XRP delistings became a case study in crisis communication, and his unwavering stance helped rally the XRP community at a time when many projects might have buckled under pressure.
For XRP enthusiasts and crypto investors, Garlinghouse’s response was a source of confidence. It wasn’t just about defending a digital asset in court—it was about championing a vision for a decentralized, interoperable financial future. And while the SEC case was far from over, Garlinghouse made it clear: Ripple wasn’t going anywhere, and neither was XRP.
Impact on investor confidence
The mass delistings of XRP from major U.S. exchanges in the wake of the SEC’s lawsuit sent immediate shockwaves through the investor community. For many, it wasn’t just about price volatility—it was about trust. The sudden removal of XRP from platforms like Coinbase, Binance.US, and Kraken left retail and institutional investors scrambling to reassess their exposure, and raised serious questions about the token’s future in the American marketplace.
Initially, investor confidence took a significant hit. The price of XRP plummeted in the days following the delistings, falling from above the [gpt_article topic=How Brad Garlinghouse Responded to XRP Delistings directives=”Generate a long-form, well-structured, SEO-optimized article on the topic How Brad Garlinghouse Responded to XRP Delistings and His reaction when major exchanges delisted XRP during the SEC case. for embedding into a WordPress post.
The content must be engaging, insightful, and easy to read, targeting crypto investors and XRP enthusiasts.
💡 Article Requirements:
✅ Use
for main sections,
for content, and
- ,
- for key points.
✅ Provide clear explanations but maintain a conversational, witty tone.
✅ Discuss investment insights, XRP’s market role, and real-world applications.
✅ Use exchange policies, regulatory impact, investor relations, financial resilience, crypto recovery and His reaction when major exchanges delisted XRP during the SEC case. to enrich the content.
✅ When referencing decimal values (e.g., Fibonacci levels or price points), always format them as complete phrases like ‘the $0.75 resistance level’ or ‘61.8% Fibonacci retracement’ to prevent shortcode or template errors.
✅ Avoid generic fluff and ensure technical accuracy.
✅ Maintain a forward-thinking and optimistic tone.The article should be highly informative while keeping the reader engaged with strategic analysis and market predictions.” max_tokens=”10000″ temperature=”0.6″].50 mark to below the [gpt_article topic=How Brad Garlinghouse Responded to XRP Delistings directives=”Generate a long-form, well-structured, SEO-optimized article on the topic How Brad Garlinghouse Responded to XRP Delistings and His reaction when major exchanges delisted XRP during the SEC case. for embedding into a WordPress post.
The content must be engaging, insightful, and easy to read, targeting crypto investors and XRP enthusiasts.💡 Article Requirements:
✅ Usefor main sections,
for content, and
- ,
- for key points.
✅ Provide clear explanations but maintain a conversational, witty tone.
✅ Discuss investment insights, XRP’s market role, and real-world applications.
✅ Use exchange policies, regulatory impact, investor relations, financial resilience, crypto recovery and His reaction when major exchanges delisted XRP during the SEC case. to enrich the content.
✅ When referencing decimal values (e.g., Fibonacci levels or price points), always format them as complete phrases like ‘the $0.75 resistance level’ or ‘61.8% Fibonacci retracement’ to prevent shortcode or template errors.
✅ Avoid generic fluff and ensure technical accuracy.
✅ Maintain a forward-thinking and optimistic tone.The article should be highly informative while keeping the reader engaged with strategic analysis and market predictions.” max_tokens=”10000″ temperature=”0.6″].25 threshold. This sharp decline, coupled with the removal of XRP from accessible trading platforms, created a perfect storm of uncertainty. Investors who had long viewed XRP as a promising utility token for cross-border payments were now forced to question whether it would even be legally tradable in the U.S. again.
However, while the short-term sentiment turned bearish, those who took a step back and analyzed the fundamentals noticed something intriguing—XRP’s global utility remained largely unaffected. RippleNet partners outside the U.S. continued leveraging XRP for real-time settlement through Ripple’s On-Demand Liquidity (ODL) platform. This ongoing usage played a critical role in stabilizing long-term investor sentiment. It became clear that while the token faced headwinds in the U.S., its international traction told a different story.
What’s more, Brad Garlinghouse’s confident and transparent leadership during the crisis helped prevent a complete collapse in investor morale. His frequent updates, candid interviews, and commitment to fighting the lawsuit sent a strong message: Ripple wasn’t backing down, and XRP still had a future. This proactive communication helped investors distinguish between short-term regulatory noise and the long-term vision for Ripple’s ecosystem.
- Long-term holders doubled down: Many XRP holders viewed the SEC lawsuit as a temporary hurdle rather than a death sentence. They doubled down on their investments, betting that regulatory clarity would ultimately benefit XRP and the broader crypto market.
- Exodus from U.S. exchanges: With XRP delisted across major U.S. platforms, investors turned to international exchanges and decentralized platforms to maintain access. This shift highlighted the adaptability of the crypto community and underscored the need for decentralized solutions.
- Speculative traders exited: On the flip side, short-term traders and speculators largely exited their positions, contributing to the initial sell-off. This cleansing effect, however painful, helped solidify a more committed and informed investor base.
From an investment insights perspective, XRP’s legal troubles became a case study in resilience. Despite the regulatory overhang, the token continued to trade globally, maintain liquidity on non-U.S. platforms, and even recover to levels above the [gpt_article topic=How Brad Garlinghouse Responded to XRP Delistings directives=”Generate a long-form, well-structured, SEO-optimized article on the topic How Brad Garlinghouse Responded to XRP Delistings and His reaction when major exchanges delisted XRP during the SEC case. for embedding into a WordPress post.
The content must be engaging, insightful, and easy to read, targeting crypto investors and XRP enthusiasts.💡 Article Requirements:
✅ Usefor main sections,
for content, and
- ,
- for key points.
✅ Provide clear explanations but maintain a conversational, witty tone.
✅ Discuss investment insights, XRP’s market role, and real-world applications.
✅ Use exchange policies, regulatory impact, investor relations, financial resilience, crypto recovery and His reaction when major exchanges delisted XRP during the SEC case. to enrich the content.
✅ When referencing decimal values (e.g., Fibonacci levels or price points), always format them as complete phrases like ‘the $0.75 resistance level’ or ‘61.8% Fibonacci retracement’ to prevent shortcode or template errors.
✅ Avoid generic fluff and ensure technical accuracy.
✅ Maintain a forward-thinking and optimistic tone.The article should be highly informative while keeping the reader engaged with strategic analysis and market predictions.” max_tokens=”10000″ temperature=”0.6″].75 resistance level during periods of market optimism. This signaled that investor confidence, while shaken, was far from broken.
Moreover, the situation exposed deeper truths about the crypto market’s maturity. Investors began to recognize the importance of legal clarity, exchange policies, and jurisdictional risk when assessing digital assets. XRP’s experience became a cautionary tale—but also a roadmap—for how projects might navigate regulatory turbulence moving forward.
Interestingly, the delistings also fueled discussion around the role of centralized exchanges in shaping investor behavior. The fact that a handful of platforms could so dramatically influence sentiment by suspending trading raised concerns about the concentration of power in the crypto ecosystem. In response, there was a noticeable uptick in interest toward decentralized exchanges (DEXs) and peer-to-peer trading solutions, which offered alternative access to XRP and other tokens facing regulatory scrutiny.
Garlinghouse’s unwavering optimism and Ripple’s ongoing global expansion helped restore a measure of faith among long-term investors. As Ripple continued to land partnerships in Asia-Pacific, the Middle East, and Latin America, it became evident that XRP’s utility was not solely tied to its U.S. market presence. This narrative of global resilience became a cornerstone for investor confidence, even as the legal battle with the SEC dragged on.
Financial resilience also played a significant role in investor sentiment. Ripple’s strong balance sheet and continued hiring signaled that the company was not just surviving, but actively building. These indicators reassured investors that Ripple had the resources to weather the storm and emerge stronger once regulatory clarity was achieved.
In terms of market recovery, XRP’s price movements post-delisting revealed a surprising pattern. Each time there was a favorable legal development—such as a court ruling in Ripple’s favor or a procedural setback for the SEC—XRP saw a notable price rally, often reclaiming key Fibonacci retracement levels like the 61.8% retracement from its December 2020 crash. These movements reinforced the idea that investor confidence was closely tethered to legal outcomes, but not entirely dependent on them.
Ultimately, the XRP delistings served as both a wake-up call and a stress test for crypto investors. It challenged assumptions, highlighted vulnerabilities, and forced a reevaluation of risk. But it also revealed the steadfastness of the XRP community, the importance of global utility, and the potential for recovery even in the face of regulatory adversity. For those who stayed the course, the experience deepened their conviction—and for new investors, it offered valuable lessons in navigating the complex intersection of finance, law, and innovation.
Future outlook for Ripple and XRP
Despite the turbulence sparked by the SEC lawsuit and the subsequent XRP delistings, the future for Ripple and its native token is far from bleak. In fact, many analysts and investors are beginning to view the entire ordeal as a crucible that has strengthened, rather than weakened, the Ripple ecosystem. As the dust begins to settle and legal clarity slowly emerges, Ripple is positioning itself not just to survive—but to lead—in the next era of digital finance.
One of the most compelling indicators of Ripple’s future potential lies in its continued expansion of real-world use cases. Ripple’s On-Demand Liquidity (ODL) network, which uses XRP to facilitate instant cross-border payments, has seen increasing adoption outside the U.S., particularly in Asia-Pacific, the Middle East, and Latin America. These regions offer fertile ground for Ripple’s value proposition: fast, affordable, and transparent financial transactions across borders—something that legacy systems still struggle to deliver efficiently.
In countries like the Philippines, Mexico, and the UAE, Ripple’s partnerships with local remittance firms and banks have validated XRP’s utility beyond speculative trading. These integrations not only enhance Ripple’s credibility but also ensure that XRP remains a critical component in the evolving fintech landscape. As regulatory clarity improves globally, Ripple’s established infrastructure positions it as a key player in the tokenized financial economy.
From a market perspective, XRP has shown remarkable resilience. Following periods of legal uncertainty, the asset has repeatedly bounced back, reclaiming critical technical levels such as the [gpt_article topic=How Brad Garlinghouse Responded to XRP Delistings directives=”Generate a long-form, well-structured, SEO-optimized article on the topic How Brad Garlinghouse Responded to XRP Delistings and His reaction when major exchanges delisted XRP during the SEC case. for embedding into a WordPress post.
The content must be engaging, insightful, and easy to read, targeting crypto investors and XRP enthusiasts.💡 Article Requirements:
✅ Usefor main sections,
for content, and
- ,
- for key points.
✅ Provide clear explanations but maintain a conversational, witty tone.
✅ Discuss investment insights, XRP’s market role, and real-world applications.
✅ Use exchange policies, regulatory impact, investor relations, financial resilience, crypto recovery and His reaction when major exchanges delisted XRP during the SEC case. to enrich the content.
✅ When referencing decimal values (e.g., Fibonacci levels or price points), always format them as complete phrases like ‘the $0.75 resistance level’ or ‘61.8% Fibonacci retracement’ to prevent shortcode or template errors.
✅ Avoid generic fluff and ensure technical accuracy.
✅ Maintain a forward-thinking and optimistic tone.The article should be highly informative while keeping the reader engaged with strategic analysis and market predictions.” max_tokens=”10000″ temperature=”0.6″].75 resistance level and holding support above key Fibonacci retracements like the 61.8% level from its post-lawsuit crash. These movements are not merely technical artifacts—they reflect renewed investor confidence and growing anticipation of a favorable legal resolution.
Moreover, Ripple’s strategic pivot to non-U.S. markets and its increasing focus on central bank digital currencies (CBDCs) offer promising growth vectors. The company has already launched pilot programs with several central banks to explore the use of the XRP Ledger as a foundation for sovereign digital currencies. This initiative could open the door to massive institutional adoption and further entrench XRP’s role in the next generation of global monetary systems.
- CBDC integration: Ripple’s work with central banks could position XRP as a bridge asset between CBDCs, offering liquidity and interoperability across otherwise siloed financial systems.
- Tokenized assets: As the financial industry moves toward asset tokenization, XRP’s speed and scalability make it an ideal candidate for facilitating real-time settlement of tokenized securities, commodities, and more.
- Sustainability focus: XRP’s low energy consumption compared to proof-of-work currencies like Bitcoin aligns with the growing ESG (Environmental, Social, and Governance) focus among institutional investors.
Investor sentiment is also buoyed by Ripple’s financial health and strategic foresight. The company’s strong balance sheet, which includes over billion in cash and XRP holdings, provides the runway needed to pursue innovation, legal defense, and market expansion simultaneously. The fact that Ripple has continued to hire, partner, and develop new products throughout the SEC litigation sends a clear message: this is a company playing the long game.
Another exciting prospect on the horizon is the potential Ripple IPO. Brad Garlinghouse has hinted at taking Ripple public once regulatory clarity is achieved—a move that could significantly boost investor confidence and provide broader market access to Ripple’s equity. An IPO would not only validate Ripple’s business model but also inject fresh capital for scaling operations and deepening global partnerships.
In the regulatory arena, there is cautious optimism that the SEC case could ultimately result in a precedent-setting outcome that benefits the broader crypto industry. If the courts determine that XRP is not a security, or if a favorable settlement is reached, it could clear the path for XRP’s relisting on U.S. exchanges and unleash a new wave of investor interest. Even partial victories—such as rulings that provide clearer guidelines for token classification—could have a ripple effect (pun intended) across the entire market.
From an investor’s lens, XRP’s future hinges on three pivotal factors: regulatory clarity, continued ecosystem adoption, and market sentiment. Fortunately, all three are trending in a positive direction. Legal proceedings are progressing toward resolution, Ripple’s partnerships are expanding, and the broader market is increasingly supportive of digital assets with real-world utility. Institutional investors, once wary of XRP’s legal baggage, are beginning to re-enter the conversation as the token proves its staying power.
For XRP enthusiasts, the path forward is filled with cautious optimism and strategic opportunity. Market analysts are keeping a close eye on XRP’s ability to break psychological resistance levels like .00 and consolidate above them. Should a favorable legal outcome coincide with bullish market conditions, XRP could revisit its all-time highs and potentially establish new ones—especially if relisted on major U.S. platforms.
Ultimately, the saga of Ripple and XRP is evolving from a cautionary tale into a comeback story. The delistings, legal battles, and regulatory scrutiny served as a crucible, refining the project’s mission and galvanizing its community. As Ripple continues to push the envelope in global finance and blockchain innovation, XRP is poised to reclaim its place not just as a top-tier cryptocurrency, but as a cornerstone of the decentralized financial infrastructure of tomorrow.
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